Robert is the Chief Operating Officer for MAS Advisors, a Managing Director of the firm, and is also part of the Management Committee. He has held a variety of senior marketing and sales management positions in the financial services industry, both domestically and abroad. At Hartford Life, Transamerica and Assurant Group he specialized in the development and growth of non-traditional distribution channels. More recently he was Chief Strategy Officer of one of the country’s largest educational services providers, where he pioneered a multi-national paradigm for high school education providing U.S. high school diploma programs in Spain, Italy, France, Argentina, Chile, Guatemala and Ecuador. He received his BBA in Finance from Florida International University. Securities industry exams passed: S6, S63 & S65.
Rick is the Managing Director and Principal of MAS Advisors. He is Chairman of the Firm’s Management Committee and of the Investment Committee. Mr. Calderon’s advisory work focuses on a variety of market-neutral investment strategies tied to private fund offerings both for US and foreign clients. He concentrates on tax efficient strategies particularly the management of proprietary insurance compliant investment strategies and funds within the separate accounts of private placement variable life insurance and variable annuity companies. He has over 30 years of experience in the delivery of global financial services as a senior executive, legal counsel, and compliance officer with two Fortune 100 multinational firms.
Natalia is Director of Advanced Case Design for MAS Advisors, optimizing tax-efficient investment structures through Private Placement Life and Annuity contracts (PPLI). She has over ten years of experience in the insurance industry, seven of those in the PPLI space. She is a graduate of Florida International University, where she earned a BS in Criminal Justice.
Bridget is MAS Advisors' Director of Portfolio Services and Operations and is the primary contact for our subadvisor and fund partners. She is an integral part of the team with lead responsibility for reporting, due diligence, compliance support, and client relations. Bridget began her career in the not for profit sector before joining the MAS Advisors team. She received her BS in International Business from Northeastern University in Boston and Degree in International Management from the European School of Business in Reutlingen, Germany.
Valeria is the Investment Analyst for MAS Advisors. Valeria is responsible for handling investment account servicing activities, tracking the value of all portfolios, maintaining appropriate business records, and producing analytical reports. She is MAS Advisors' liaison with subadvisors, broker dealers, custodians, and fund administrators. Valeria is a recent graduate of Babson College where she received a BS in Business Administration. She also studied International Finance and Business and International Affairs in Paris, France.
Karl is a Portfolio Manager at MAS Advisors implementing and maintaining discretionary and non-discretionary accounts for institutional clients and select high net worth clients. He acts as the liaison for institutional clients with investment managers, subadvisors, asset allocators and underlying fund managers. Karl holds a BA from SUNY University at Buffalo, MBA from University of Miami and earned the prestigious CFA designation and is a CFA Charter Holder. Securities industry exams passed: Series 24 (Securities Principal), Series 55 (Equity Trader), Series 7 (Registered Representative), Series 63 (Securities Agent State Law). Karl is an adjunct professor at Florida International University (FIU), teaching a curriculum on finance with a focus on derivatives to the Executive MBA class at FIU.
Bob has over 40 years of experience in financial planning and investment management. Since 1981, he has worked with business owners and family-owned businesses around the country, advising them in the areas of estate planning, business succession planning and investment management. Bob has been a speaker at several National Conventions (Hawaiian Tax Institute, NADA, OFDA & NEOCON) on a variety of topics related to his areas of expertise. In addition, he has written articles for different industry trade journals and is currently featured in the book “Life Insurance - How to Use It to Your Clients’ Advantage” which is available through AICPA. Bob is a graduate of Loyola Marymount University with a Bachelor of Business Administration. He holds the respected Certified Financial Planner™ designation as well as Series 7 and 63 FINRA certifications.
Christophe is Chief Information Officer for MAS Advisors. He is responsible for the IT systems, systems architecture and IT security. Early in his career, Christophe was a Program Manager at Microsoft in Redmond, Washington where he was part of the Excel team, designed Office features, supervised the Office security review process and was part of the team that received a U.S. patent. Christophe has a degree in mechanical engineering from École Nationale Supérieure d'Arts et Métiers in Paris, France.
Vivian works as a Client Service Specialist providing administrative and reporting support. She has worked in the life insurance business for over 20 years, both with US and Bermuda based insurance companies, primarily with life insurance, annuities and preferred share products. For the last eight years, Vivian has focused in the field of client service. Previously, she specialized in the insurance software industry for many years, so, she's owned her skills across many of the different aspects of the insurance business. She is a graduate from the University of Miami with a BS degree in Computer Science.
Pablo is an Investment Analyst responsible for preparing detailed analytics to support the investment research and due diligence functions of the firm. For the past 13 years he has been working in Project Development, most notably in global tunneling projects ranging from the OCIT tunnel in Columbus, Ohio, the Fortaleza Metro in Brazil, the Devoll Power Plant in Albania, and the Alto Maipo Hydropower Plant in Chile. He started his career as a Project Manager at Herrenknecht AG in Germany, later became a Senior Project Manager at the Robbins Company in Cleveland, Ohio, and most recently, was the Managing Director of Protun Solutions. Pablo earned a bachelor’s degree in robotics engineering form Instituto Politecnico Nacional de Mexico